Property Risk Engineering
A fact-based, detailed property site review can change the way a business manages risk forever.
Property is a key business asset – so it’s critical to understand any risks to this major asset and mitigate them properly and cost effectively. A detailed site review from Entegre can help ensure your business understands all the risks a property faces – and how to best manage and control them.
Property Risk Reports
Entegre can survey and review a business’s property/s and operations to identify potential risks by completing a range of physical site assessments, operational review and reports, including:
Construction, Occupancy, Protection and Exposure (COPE) Report
Natural Catastrophe (NatCat) assessments
Assessment Management
Liability exposures
Loss estimates
Risk improvement recommendations
Risk engineering
Construction gradings in line with domestic and international insurance ratings
Site fire protection and detection systems
Occupancy ratings as per ANZSIC and SIC occupancy codes
Direct and indirect site and business operational exposures
Site-to-site benchmarking
Our engineers conduct a site inspection to evaluate the risks of insuring the property. They then create a tailored report, based on your industry and the unique risks you face – and deliver this to you, your broker and insurance underwriter to help shape your cover and risk management strategies.
Because we are an independent party, this report is not aligned with any one insurance provider, which means that you or your broker can provide this report to any insurer you choose.
What does the report include?
Our reports analyse aspects of the property, and detail risks important to the level of cover. This may include:
The physical specifications of the property, including size and age
The material it is constructed from
What fire and other protections are in place
How the building is being used
Any current or potential environmental issues.
Our report may also examine the surrounding area of the property, in case there are additional conditions which might increase the likelihood of an event taking place – for example, flammable materials.
Main contact
Josh Giansiracusa
Director
Josh’s pragmatic approach to risk engineering has allowed him to work directly with clients to find practical and cost-effective solutions that seek to align with both the client’s and insurer’s expectations.
He is Highly Protected Risks (HPR) certified and has worked for several major global insurers as an account engineer, building strong technical skills and knowledge in the areas of loss prevention, underwriting and risk mitigation.
Josh has facilitated and coordinated many large ISR Risk Programs – successfully serving both the clients’ and insurers’ internal requirements.
E: josh.gia@entegre.com.au
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Important notice – this general information does not take into account your particular objectives, financial situation or needs. The information is not accounting, financial, insurance broking, legal, tax or other professional advice.